What is the Income Assessment?

The Income Assessment is an essential part of your application for Aussie Farmers Mutual Farm Income Protection.  This is a requirement for anyone who is looking to upgrade their coverage from Category 1 to Category 2 or 3.

Your broker or Aussie Farmers Mutual can provide you more information on the Aussie Farmers Mutual Farm Income Protection product.

Your Income Assessment is based on six years of production data, your financial statements (audited financial accounts), tax returns and cashbooks (general ledger).  Agri-Analytics collect your data through our secure online application.

Agri-Analytics are engaged by Aussie Farmers Mutual to complete the income assessments. When we receive advice from Aussie Farmers Mutual that you are ready to proceed with your income assessment we will contact you.

Login Issued

When you are ready to get started we will issue you with a login and password to the application.  This is to ensure your privacy and security of your data.  Aussie Farmers Mutual will contact Agri-Analytics when you are ready to complete your Aussie Income Assessment (or Season Update for returning clients).  The best way to let Aussie Farmers Mutual know you are ready is to complete an Expression of Interest.  For New Clients your login will be issued when your assessment fee has been paid. 

Data Collection

Our customer support team will help you through the data collection process.  We strongly recommend that you complete the relevant worksheet(s) that will have been sent to you with your logins before you start your online application.  While nobody loves homework we know that getting six years of production data together (or even one year) takes some time and effort.  Our worksheet(s) will guide you to exactly what information you need to get the online application completed.

Data Check

Once you have submitted your data and financials (your financials can also be submitted by your accountant), we will review it to confirm we have all the information we need and then undertake our analysis. If we have any questions during this time we will contact you via email.


Our analysts will review your production data against your financials to calculate your average revenue per hectare for each cropping year over the assessment period.


When our assessment is completed we will then hand your file over to the team at Aussie Farmers Mutual so they can complete their underwriting process.  

Please be aware that when Agri-Analytics hand over your completed income assessment to Aussie Farmers Mutual it will be considered locked in and no further review will be entered into. This includes but is not limited to any information you or your accountant failed to provide at the time you completed your application and any fluctuation in market values for grain you harvested/stored.